Video Center

Foreclosure Defense Questions

• What is foreclosure?
• What is foreclosure defense?
• Can I walk away from my mortgage?
• How long can I stay in my house?
• How long do I have to answer a foreclosure lawsuit?
• Can hiring an attorney give me a better chance of avoiding foreclosure?
• What is a "deed in lieu of foreclosure"?
• What is a strategic default?
• What is a demand or acceleration letter?
• Are there alternatives to foreclosure available?
• Can I get a loan modification?
• Can I answer the complaint myself?
• The bank tells me they are not proceeding with foreclosure, should I believe them?
• Attorneys are expensive. How can I afford an attorney?
• Will I have to file for bankruptcy if my house is foreclosed on and sold?
• Can I defend a foreclosure if it is an investment property?
• Do I qualify for foreclosure defense?
• What is a deficiency judgment?
• Will bankruptcy eliminate a deficiency judgment?

Short Sale Questions

• What is a short sale?
• How long does the bank have to seek a deficiency judgment after a short sale?
• Will the bank waive the deficiency in a short sale?
• How long does a short sale take?
• Should I continue to pay my HOA during the short sale process?
• Can my realtor handle my short sale negotiation for me?
• Can I do a short sale if I have a second mortgage or home equity loan?
• Can I do a short sale if I have assets or high income?
• I already completed a short sale. Is the lender going to sue me for the deficiency amount?
• Can I do a short sale if I have filed for bankruptcy?
• Why should I attempt a short sale on my home?
• Do I even need an attorney to do a short sale and if so, why should I have one?
• Why is the lender requesting a promissory note in order to approve my short sale?
• What role does the mortgage insurance company play regarding short sales?
• Why do so many short sale attempt fail?
• How soon after completing a short sale can I obtain a mortgage?
• Everyone claims to be a short sale expert. How can I determine who is best suited to help me?
• I have a lien from my HOA. Can I still do a short sale?
• Why do I need a team of professionals to assist me with a short sale?

Miscellaneous