Boca Raton Short Sale Attorneys
We Represent You!
When you retain our firm to negotiate a short sale we represent you and only you. We do not represent the buyer, real estate broker or the lender. When you are going through this difficult time, it pays to have someone you can count on.
Every case is different
Many times clients tell us stories of what their neighbors or friends have told them or experienced and that becomes their expectation of what their outcome will be. Due to the sheer number of parties involved in a short sale, one size does not fit all. Every case is different and you need someone with experience to guide you in the right direction.
The “Short Sale” Process
The short sale process has a reputation of being anything but short. There are many reasons for this stigma that has been placed on short sales. We let our experience dealing with these cases minimize the amount of stress on the homeowner. Although there are many reasons for short sales having a high failure rate we feel that lack of experience is the main culprit. An experienced Real Estate agent is a critical part of the process in order to successfully list and advertise your property, but they should not be relied upon to negotiate your short sale. Only an attorney has an ethical obligation to represent only your best interests.
How do we assist you with the short sale process?
- We make contact with the lender to inform them that you are requesting a short sale.
- We prepare a comprehensive short sale package for delivery to submit to the lender on your behalf making a case for why you should be considered for a short sale.
- We assist in the preparation of the financial statement of the homeowner.
- We assist in the preparation of the financial hardship letter.
- If no real estate broker is under agreement with the homeowner, we assist in finding a real estate broker that specializes in short sales and has ample experience in this area.
- When a short sale contract is accepted by the lender, we will act as the closing agent to be certain that the short sale and contract are followed. Having the ability to act as the closing agent has enabled us to have a higher rate of success bringing short sale transactions to close.
- We will negotiate on your behalf regarding all liens on the property. This may include mortgage liens, tax liens, utility liens and HOA/COA liens.
I can’t afford an Attorney!
We understand that many clients in need of short sale representation do not have the financial means to pay an attorney. Please contact us to find out how you can have our representation without any upfront cost and in many cases, no cost at all.
How are we different?
We agree that most firms have the ability to throw together a short sale package and fax it to the bank but very few firms have the skill to put a deal together and bring it to closing. We negotiate short sales every day and have the experience to overcome the obstacles that prevent most people from getting to the closing table. Some short sale transactions need the cooperation of more than 12 different parties! We welcome the challenge and look forward to being your advocate.
How do I know if a short sale is right for me?
Many times Homeowners who are considering a short sale have other financial issues not related to their home. Our firm will take a comprehensive look at your financial picture and make a recommendation based upon YOUR needs. Maybe a short sale is not the answer to your financial issues. Maybe you need advice regarding bankruptcy, foreclosure defense, deed in lieu of foreclosure, loan modification, or debt settlement. We are here to assist you through these tough times.
Contact Us
If you and your family or someone you know is in danger of losing their home, the Boca Raton short-sale attorneys of Eric N. Klein & Associates, P.A. would like to help you. We are dedicated to helping people who are facing home foreclosure. To talk to one of our compassionate attorneys, please contact us today by calling 561-353-2800 begin_of_the_skype_highlighting
